Credit

Why Cash Back is Not the Best Value for Points

It’s tempting to redeem your travel credit card points for cash back. Don’t do it. Today, we’ll look at why it’s better to transfer points to travel partners.
Credit Card Tips: Commit to One Big Airline Transfer Partner

In the world of premium credit card reward points, you’ll typically get the best value if you commit to a single airline transfer partner.
How to Use the Sapphire Reserve for Free Flights

I can’t remember the last time I paid for a flight. Instead, I use my Chase Sapphire Reserve points. The money I’ve saved helps me stay on budget.
Is There Value in Keeping Both of Our Sapphire Reserves?

Questions poured in after Chase announced big changes to the Sapphire Reserve. Today, we’ll explore whether spouses or partners should keep their own cards.
Is the New Chase Sapphire Reserve Worth the Annual Fee?

Chase recently revamped its popular Sapphire Reserve credit card. Here is the exact thought process I went through in deciding to keep the card in my wallet.
When to Think Cash Instead of Credit

I prefer using credit cards to earn points and to track my spending, but I am using cash more than ever nowadays because of high credit card processing fees.
Good Credit Card Perks Besides Points

Besides credit card reward points, my favorite perk of using credit cards is to help me stay on budget by easily tracking my monthly spending.
10 Credit Card Tips for Lawyers and Professionals

Here, we discuss ten credit card tips for lawyers and professionals so you can benefit from the perks of credit cards without suffering from the penalties.
How to Use HELOC to Buy Investment Property

Using a HELOC to buy investment property is one way real estate investors scale quickly. I’ve used a HELOC to buy investment property three separate times.
No Need to Obsess Over Credit Score

Your credit score is important, but it is not worth obsessing over. If you practice strong personal finance habits, your credit score will naturally be high.
Why Credit Reports are So Important

Your credit report tracks your history with repaying current and former loans. It’s crucial to maintain good credit for a healthy financial life.
Good Credit with Unicorn Cake

Using credit the right way is an important step in a healthy financial life. When used correctly, credit can accelerate your path to financial freedom.